Wipe Out Debt With Chapter 7 Bankruptcy

Are you drowning in unsecured debt such as credit card debt and medical bills? Chapter 7 bankruptcy offers you the chance to completely wipe out your debt, while getting creditors off your back for good.

At the Law Office of Giles W. King, I provide experienced bankruptcy representation to clients in Southaven and throughout surrounding Mississippi communities. With nearly 20 years of experience, I am prepared to help you achieve your debt relief goals.

Do I Qualify?

Chapter 7 is means tested, which means that your assets and income must fall below a certain level for you to be eligible. If you do not qualify for Chapter 7, you may file for Chapter 13, in which debt is reorganized into a payment plan. I can guide you through the Chapter 7 means test to help you determine if you qualify or not.

How Long Will It Take?

The Chapter 7 bankruptcy process typically takes around four months from the date you file until your debt is discharged.

What Can I Keep?

Most people who file for Chapter 7 bankruptcy lose little or no assets, as they are covered under Mississippi bankruptcy exemptions. Certain luxury items may have to be sold off, but most people get to keep their house, their vehicle and other necessary items. I can help you determine what you can keep in the event you decide to file.

Contact A Lawyer For Debt Relief Services

If you decide Chapter 7 bankruptcy is right for you, I can guide you through the process. To schedule a free attorney consultation, contact me online or by telephone at 901-321-0669.