Are Creditors Coming After Your Paycheck?
When you are unable to pay your debts on time, creditors can file a claim to garnish your wages or levy your bank accounts in order to collect what you owe. If a creditor is dipping into your paychecks or threatening to do so, filing for bankruptcy may be your only option to prevent or stop wage garnishment.
At the Law Office of Giles W. King in Southaven, Mississippi, I provide people with the experienced legal representation they deserve and the debt relief solutions they need. I am a solo lawyer licensed in both Tennessee and Mississippi, and I will help you explore all your options for stopping garnishments, including bankruptcy.
If you are at risk of wage garnishment, call my suburban Memphis office at 662-298-4597 or 888-549-3902 to schedule your free initial consultation.
Southaven Stop Wage Garnishment Attorney
If you have received a garnishment notice, you must act quickly to prevent your wages and accounts from being affected by a creditor's claim. I can file an emergency bankruptcy petition to stop garnishment from happening.
On the day that your Chapter 7 or Chapter 13 bankruptcy is filed, you are protected by the automatic stay of the U.S. Bankruptcy Court. This means that creditors cannot take any further action to collect on debts. However, if a garnishment order is already in the works, we will (a) contact the creditor or third-party collection agency and (b) contact the payroll department of your employer to inform them of the automatic stay.
Chapter 7 bankruptcy eliminates certain debts. Chapter 13 bankruptcy stops wage garnishment and creditor harassment and lets you repay your debts over time without penalty.
Put the Law on Your Side
Once you have filed for bankruptcy, creditors are in violation of bankruptcy law if they try to garnish your wages or threaten or harass you. Talk to a Southaven and Olive Branch bankruptcy attorney to learn more about stopping garnishment and getting a fresh financial start. Contact my bankruptcy office today to schedule your free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
