End the Phone Calls and Threatening Letters!
Creditors and collection agencies will stop at nothing to harass you into paying your debts. They will call your home days, evenings and weekends. They will contact your family members or place of employment. They can be abusive and threatening. The deeper in debt the worse the harassment gets.
Filing for bankruptcy will make the phone stop ringing. It will eliminate unsecured debt or buy you time to catch up. It will give you peace of mind and a fresh start to your troubled finances. I am an experienced bankruptcy lawyer in Southaven, licensed to practice in both Mississippi and Tennessee. I can help you end creditor harassment and get true debt relief.
If you can't pay your debts and the bill collectors are turning up the heat, call the Law Office of Giles W. King at 662-298-4597 or 888-549-3902 for your free consultation.
Southaven Stop Creditor Harassment Attorney
Under the Fair Debt Collection Practices Act, creditors are prevented from using certain tactics such as calling early in the morning or late at night, using cursing or abusive language, or threatening harm to you or your loved ones.
However, credit card companies and other creditors and collection agencies can legally contact you, your friends and family, and your employer. They can take legal action such as wage garnishment, vehicle repossession and home foreclosure to collect what you owe.
The only surefire way to stop creditor harassment is filing for bankruptcy. On the day that your petition is filed, you are under the protection of an automatic stay. Under penalty of law, creditors and third-party bill collectors must:
- Stop calling you or contacting you
- Stop sending bills or trying to collect on debts
- Stop any legal actions
In Chapter 7 bankruptcy, certain debts are wiped clean and you will never be bothered again by those creditors. In Chapter 13 bankruptcy, you repay part of your debts over time and those creditors cannot come after you in the meantime.
You Can Answer the Phone Again
Bankruptcy is not always the answer, but it offers immediate relief from creditor harassment and true relief from your debt burdens. Talk to a Southaven and Olive Branch credit card debt attorney to learn more about how you can end the harassing phone calls. Contact my bankruptcy office today to schedule your free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
