Filing for Bankruptcy Can Keep or Restore Your Services
If you are months behind on your utility bills, the utility providers can legally shut off your service. At the Law Office of Giles W. King, we understand that this is both inconvenient and humiliating. By filing for bankruptcy protection, it may be possible to avoid utility shut-off or get your services restored.
I am an experienced bankruptcy attorney in Southaven who has helped homeowners and renters in Tennessee and Mississippi protect their rights and find debt relief. I can file an emergency petition to retain your electric power, gas, water and other utilities, or to get them turned back on.
If you are facing utility shut-off, call my suburban Memphis office at 662-298-4597 or 888-549-3902 to schedule your free initial consultation.
Southaven Restoring Utilities Attorney
Filing for bankruptcy results in an automatic stay, which means that creditors cannot take any legal action against you. This includes utility providers; they cannot shut off your services just because you are behind on payments. If you have received a notice of shut-off, I will contact your providers to inform them that you are under protection of the Bankruptcy Court. If they have already shut off your service, I will work to get your services restored as soon as possible.
Bankruptcy protection applies to public and private utilities, including:
- Electricity
- Natural gas
- Water service
- Phone service
- Basic cable TV
Chapter 7 bankruptcy will discharge most utility bills, along with other debts such as credit cards and medical bills. Chapter 13 bankruptcy allows you to repay part of your debts over time, but meanwhile you are free from creditor actions and creditor harassment.
Put the Law on Your Side
I understand that good, hardworking people fall into debt. I understand that you may have let your utility bills slide to pay the mortgage and the car payment. I understand that having your utilities shut off is a major hardship. As your lawyer, I will do everything I can to help.
To learn more about the protections and the debt relief opportunities of bankruptcy, contact my Southaven office today to schedule your free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
