Southaven Mississippi Chapter 13 Bankruptcy Lawyer
For many people who do not qualify for Chapter 7 bankruptcy, Chapter 13 is their best option for dealing with overwhelming debt. Chapter 13 bankruptcy provides consumers with an opportunity to restructure their unsecured debt and begin down the path to financial freedom.
At the Law Office of Giles W. King, attorney in Southaven, Mississippi, I provide people with the personal service and skilled representation they need to get through a difficult time. I am ready to help you achieve a fresh start while helping you hold on to your major assets.
Get the fresh financial start you need. To schedule your free initial consultation, call my suburban Memphis, Tennessee, law office at 662-298-4597 or 888-549-3902 now.
More Than Just a Foreclosure Defense
While many consumers use Chapter 13 bankruptcy as a way to avoid home foreclosure, it can be used to help alleviate other things like:
- Credit card debts
- Medical bills
- Utility bills
- Car loans
- Loans for property
How Does Chapter 13 Bankruptcy Work?
Unlike Chapter 7 bankruptcy, which focuses on debt discharge, Chapter 13 bankruptcy consists of a three to five year repayment plan that allows you to pay back a percentage of your debts. After the repayment plan is completed, a portion of your remaining debts will be discharged, giving you the fresh financial start you need.
Within 30 days of filing for Chapter 13, you will be required to begin making payments. You will also be required to go through credit counseling as part of the process. I will work closely with you to negotiate a repayment plan that meets your unique needs.
Get the financial relief that you deserve. You've worried about your debts long enough. To learn about what Chapter 13 can do for you, contact my Mississippi office today for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.